Landbank digital transactions up by 36%

The government’s drive for agencies to adopt cashless payments helped a 36-percent surge in digital transactions made through the Land Bank of the Philippines.

The state-owned bank recorded P3.14 trillion worth of digital transactions in the first nine months of 2025. This was achieved through half a billion transactions across its major digital platforms.

The volume of transactions jumped 27 percent year-on-year. Landbank processed over 550 million online transactions across its 10 platforms during the period.

Such a growth coincided with efforts to expand financial access, particularly in geographically isolated and disadvantaged areas.

“Innovation, at its heart, must make people’s lives easier—more connected, more secure and more inclusive,” Landbank executive vice president Leila Martin said in a statement.

“Landbank’s digital transformation began with that principle. We modernized our systems not just to compete, but to serve our people better,” Martin said.

The bulk of the transactions went through Landbank’s mobile banking app, which recorded P418.4 billion from 492 million transactions. This is a 38-percent increase in value and 26 percent in volume year-on-year.

Gains in the weAccess platform, Landbank’s digital channel for institutional clients, pushed transaction value to P1.29 trillion. This was driven largely by a surge in ATM payroll disbursements that hit P266.71 billion from 26.95 million transactions.

Meanwhile, the online retail banking channel iAccess processed 2.59 million transactions worth P11.89 billion.

Also, the web-based payment platform Link.BizPortal handled 6.76 million transactions totaling P12.27 billion.

Further, the LANDBANKasama Program for far-flung areas logged P11.68 billion through 2.38 million transactions.

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Government agencies likewise increased their reliance on Landbank systems. The Electronic Modified Disbursement System processed P1.14 trillion in payouts for 3.63 million transactions.

A total of P132.93 billion from 554,151 transactions was recorded in the bank’s alternative tax payment facility.

The Bureau of Internal Revenue’s VAT Digital Services Portal, which was just launched this year, generated P1.93 billion.

Batch disbursements through the bulk credit system amounted to P52.37 billion after making 6.08 million transactions.

Lastly, the remittance system garnered P58.26 billion from 650,203 transactions.