Landbank delivers all-time high profit
The state-owned Land Bank of the Philippines (Landbank) recorded its highest-ever income in 2025, buoyed by higher earnings from loans and investments.
Latest figures from a Department of Finance (DOF) statement showed that the state lender’s net income had climbed 24 percent to P43.98 billion last year. This was on the back of P152.7 billion in interest income.
The bulk of the interest income came from higher returns on loans and stronger fixed-income earnings from investments.
On the balance sheet, total assets rose 3 percent to P3.52 trillion, while deposits reached a record-high P3.11 trillion.
Landbank also strengthened its financing to farmers and fishers, with its agriculture, fisheries and rural development loan portfolio now standing at P896.61 billion, or 53.5 percent of its P1.68-trillion total gross loan portfolio.
Finance Secretary Frederick Go, who also serves as Landbank chair, said the performance highlighted the bank’s “strengthened financial position and expanded capacity to provide more affordable financing for Filipinos.”
“Landbank has once again delivered strong results under good leadership. This improved performance enables the bank to lend more at affordable rates—directly benefiting priority sectors while advancing countryside development and translating financial strength into inclusive growth,” he said.
Meanwhile, Landbank president and CEO Lynette Ortiz said the bank now had more room to extend “affordable and accessible” financing.
“Landbank’s strong financial performance allows us to do more of what we are mandated to do—extend affordable and accessible financing to Filipinos, especially to farmers, fishers and the entire agricultural value chain,” she said.
“By strengthening primary production and scaling value-adding activities, we promote food security and drive inclusive, sustainable growth,” she added.
