Let your home unlock your next big move

For many Filipinos, buying a home is one of life’s biggest achievements. It represents years of hard work,  discipline, and careful financial planning. It’s a milestone that provides security, stability, and a place where  families build their lives.

What many homeowners don’t realize is that the value they’ve built in their property over time can also help  fund future goals.

As homeowners pay down their mortgage and their property’s value appreciates, they gradually build home  equity— the portion of the property’s value that they already own. While many are familiar with using a home  loan to purchase a property, fewer know that the equity they have accumulated can also be used to access  financing when the need arises.

A Home Equity Loan allows homeowners to have access to funds through the value they have built on their  property. It is a financing solution that allows homeowners to use their existing property as collateral.

Like any financial decision, taking out a Home Equity Loan requires careful planning. Borrowers should  ensure that the loan matches their repayment capacity and is used to support meaningful financial goals.  When managed responsibly, it can be a practical way to unlock the value of an asset that has taken years to  build.

Making your home’s value work for you 

As financial priorities evolve, homeowners may find themselves looking for ways to fund new opportunities  without selling their property or liquidating other investments. A Home Equity Loan offers a way to tap into  the value already built into their home while continuing to own and enjoy it.

For homeowners looking for a trusted financing partner, Metrobank offers a Home Equity Loan designed to  make the process simple, secure, and convenient.

Qualified borrowers may access up to 70% of their property’s appraised value, with flexible repayment terms  of up to 10 years. More than just financing, this type of loan can help borrowers turn their long-term goals into  reality. Whether they’re creating their dream home through renovations, investing in solar energy for long term savings, pursuing the degree they’ve always wanted, or even supporting their child’s dream education  abroad – they can leverage the value of their property to make these happen.

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A home built for families

Applying is straightforward. Metrobank requires only a completed application form, one valid government issued ID, proof of income, and the necessary collateral documents. Monthly repayments can also be made  conveniently through an Auto Debit Arrangement (ADA) linked to a Metrobank deposit account.

A trusted partner for your next chapter

For more than six decades, Metrobank has helped generations of Filipinos achieve important financial  milestones— from purchasing their first home to financing life’s evolving needs.

A home is more than just a place where memories are made. It is also an asset that grows in value over time.  With the right financing solution, homeowners can unlock that value and put it to work—helping them pursue  new opportunities while continuing to enjoy the home they’ve worked hard to build.

To learn more about Metrobank’s Home Equity Loan, visit Metrobank’s website or inquire at your nearest  Metrobank branch.